Risk & Compliance

Confidence in every compliance decision.

Specialist AML/CTF, licensing and regulatory advisory for Australia's banks, ADIs, foreign representative offices and gaming operators.

Explore our services Talk to our team
AML/CTFProgram design & review
ADI · AFSL · ACLLicensing support
FIRB / FSSAApproval advisory
KYC / CDDRemediation programs
Part 8.7Independent reviews
What we do

Deep, narrow expertise in financial sector compliance

We work exclusively across AML/CTF, banking & financial services licensing, and regulatory approvals — no generalist overlay, just specialists who know the legislation.

AML/CTF program design & review

End-to-end program builds, independent Part 8.7 reviews and uplift for AUSTRAC reporting entities.

Banking & licensing

ADI, Foreign ADI, AFSL and ACL applications and variations, managed from strategy through to APRA/ASIC lodgement.

Licensing support ›

FIRB & FSSA approvals

Foreign investment and financial sector shareholding approval support for offshore banks entering Australia.

Approval advisory ›

KYC / CDD remediation

Customer due diligence backlogs cleared and rebuilt, with monitoring and screening tuned to your risk profile.

Remediation programs ›

Casino & gaming AML

Focused AML/CTF engagements for the casino sector.

Insights

Perspectives on financial crime & regulation

Explore all insights

Preparing for AUSTRAC's next tranche 2 reforms

What real estate, legal and accounting reporting entities need to have in place before obligations commence.

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Foreign bank representative offices: a licensing roadmap

The practical sequencing of AML/CTF, FSSA and ADI considerations for offices entering the Australian market.

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Independent reviews: what law firms should brief for

A practical guide to scoping a Part 8.7 independent review for AML/CTF programs.

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Why JANL

Director-led, specialist — not spread thin

JANL Consulting was built to do one thing well: financial sector compliance. Every engagement is led and signed off by a Director with deep AML/CTF and licensing experience, supported by analysts where scale requires it.

Meet the team

Our purpose

We give banks, foreign representative offices, licensees and gaming operators the confidence to meet their regulatory obligations — and the clarity to grow their Australian footprint without compliance risk holding them back. Narrow focus, direct access to a Director, and advice grounded in the legislation, not generic frameworks.

Who we work with

Sectors we serve

Authorised Deposit-taking Institutions

Program design, licensing variations and independent reviews for ADIs and Foreign ADIs.

Foreign bank representative offices

Pre-licensing compliance groundwork for APRA-registered representative offices entering Australia.

AFSL & ACL holders

Licensing applications, variations and ongoing AML/CTF obligations for licensees.

Casino & gaming operators

Focused AML/CTF engagements tailored to the casino sector.

Diversify with a specialist you can call directly

Speak with a Director about your AML/CTF, licensing or FIRB requirements.